How to Provide Voided Check
Providing a voided check is a common requirement when opening a new bank account, applying for a loan, or setting up direct deposit. A voided check is a canceled check that shows your account number, routing number, and other important banking information. Here’s a step-by-step guide on how to provide a voided check safely and efficiently.
1. Obtain a Voided Check from Your Bank
The first step is to obtain a voided check from your bank. You can request one from your bank branch or through their online banking service. If you have recently deposited a check, you may find a voided check in your deposit slip.
2. Check for the Required Information
Ensure that the voided check contains all the necessary information. It should have your name, account number, routing number, and the date of the check. If any of this information is missing or incorrect, contact your bank to obtain a new voided check.
3. Make a Copy of the Voided Check
To protect your privacy and prevent fraud, it’s important to make a copy of the voided check before sending it to the institution that requires it. Use a scanner or a high-quality photocopier to create a clear and legible copy.
4. Black Out Sensitive Information
To further protect your personal information, black out any sensitive details such as your account number and routing number on the copy of the voided check. You can use a marker or a black pen to cover these areas.
5. Send the Voided Check to the Required Institution
Follow the instructions provided by the institution that requires the voided check. You may need to send it via email, mail, or in person. Always use a secure method to ensure the safety of your information.
6. Keep the Original Voided Check
After sending the copy of the voided check, keep the original in a safe place. This can serve as a reference for future transactions or in case you need to provide additional proof of your banking information.
In conclusion, providing a voided check is a straightforward process that requires attention to detail and privacy protection. By following these steps, you can ensure that your banking information is shared safely and efficiently.
